General Knowledge
Every day, we hear good news and hard news. A promotion. A new home. A child’s achievement.A diagnosis. An accident. A loss that no one saw coming. Life doesn’t move in straight lines. It moves in seasons.Some seasons expand us. Others test us. All of them ask something different from our finances, our energy, and…
Education planning is no longer about saving for school fees.For globally mobile Chinese families, it has become a question of structure, jurisdiction, and long-term optionality. Introduction: When “Education Planning” Becomes a Structural Question In recent years, I’ve noticed a recurring pattern among Chinese high-net-worth families — particularly single parents. They are not asking: “Which education…
What if the freedom to live life on your own terms could extend to having complete control over how your story ends? The Conversation That Never Happened When Alex* (*name changed for privacy) sat in the lawyer’s office at 42, she realized she was probably the only single, child-free person in the waiting room. Everyone…
What if your digital memories could become your family’s greatest treasure—or their most frustrating puzzle? The Password That Unlocked a Hidden Life When Elena* (*name changed for privacy) passed away suddenly at 52, her husband Martin thought the hardest part of settling her estate would be the legal paperwork and property transfers. He never imagined…
What if the most important letter you’ll ever write to your family is the one you keep putting off? The Conversation That Changed Everything When Rebecca* (*name changed for privacy) sat down to write her will at 45, she thought it would be a straightforward afternoon task—list her assets, name her children as beneficiaries, sign…
What if your desire to make a difference could become your family’s most meaningful legacy—while creating unexpected financial benefits along the way? The Gift That Kept on Giving When David* (*name changed for privacy) and his wife started their small technology business 20 years ago, they promised each other that if they ever became successful,…
What if the person you trust most with your family’s future isn’t the person best equipped to handle the job? The Call That Changed a Family Forever When Patricia* (*name changed for privacy) asked her eldest daughter Michelle to be the executor of her estate, it felt like the most natural decision in the world….
What if the business that consumed your life’s energy could become your family’s greatest gift—or their heaviest burden? The Empire That Nearly Crumbled Everything When James* (*name changed for privacy) suffered his heart attack at age 58, his $15 million construction business was at its peak. Forty employees, major government contracts, a reputation built over…
Understanding how trusts can protect your property wealth while navigating Singapore’s tax landscape The Million-Dollar Miscalculation When Rachel* (*name changed for privacy) inherited her late mother’s shophouse in Chinatown, she thought her property worries were over. The heritage property, worth $3.2 million, had been in the family for three generations. But Rachel’s relief quickly turned…
What if the relentless search for the “best” financial product is the very thing preventing you from building real wealth for your financial future? The Question That Revealed Everything When my dear friend Michelle* (*name changed for privacy) reached out last month, I could hear the exhaustion in her voice. She’d been researching endowment plans…