Financial planning for
life’s changing seasons

Hi, I’m Cammie
— The Resilience Planner.

I help people build financial resilience — so life changes don’t turn into financial panic.

My journey here wasn’t a straight line. I survived a brainstem tumour, left architecture, and stepped into the world of financial resilience — not just spreadsheets and policies, but soul-deep planning that aligns with who you are and what you value most.

Build Your Financial Resilience Blueprint with Cammie Tan

What I Do

As a financial consultant, and estate & succession practitioner, I help globally-minded creatives and professionals align their money with their purpose.

Whether you’re navigating cross-border complexities, caring for your ageing parents and children, or wondering “How do I make this all sustainable?”, I’m here to walk with you.

My Services

Beyond the financial products, I architect solutions for these scenarios ─ in the way that aligns with your values:

  • Insurance Planning (Life & Health)
  • Retirement Planning
  • Investment Planning
  • Wealth Management (Accumulation, Protection and Preservation)
  • Estate Distribution & Planning
  • Financial Planning

How I Work

I don’t believe in one-size-fits-all plans.
Your strategy should match your current financial season.

I created the Resilience Blueprint to reflect how we naturally move through life’s financial seasons:

  • 🌱 Spring Seeker – just getting started
  • ☀️ Summer Grower – building abundance
  • 🍂 Autumn Architect – harvesting and protecting
  • ❄️ Winter Alchemist – preserving and passing on

Together, we explore your goals through my 3-Pillar Approach: Grow, Protect, and Preserve (增、守、传).

Why It Matters

I’ve learned that resilience isn’t about bouncing back — it’s about growing wiser, clearer, and more compassionate with each challenge, and achieving happiness in the process.

Legacy isn’t just what you leave behind — it’s the life you’re building right now.

Let’s Build Your
Financial House, Together

#FinancialHouseBlueprint #AdaptThriveFlourish

Whether you are just starting out, or already on your journey, let’s see if we can help you get to your goals with more confidence, clarity and security!

Build Your Financial House - Create the Financial Resilience Blueprints That Adapt, Thrive & Flourish
Build Your Financial House – Create the Financial Resilience Blueprints That Adapt, Thrive & Flourish
“Financial well-being is a byproduct of intentional resilience planning — not by chance, but by conscious design.”

~ Cammie Tan

Or… Curious about your Wealth Season?

#WealthSeason #WealthStrategyStyle #FinancialResilienceJourney #WealthJourney

Discover how your strategy style aligns with your current season of life.

Blog Articles

When Life Changes Overnight: The Financial Conversations Families Avoid

When Life Changes Overnight: The Financial Conversations Families Avoid

Every day, we hear good news and hard news. A promotion. A new home. A child’s achievement.A diagnosis. An accident....
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Beyond Tuition: How Chinese High-Net-Worth Families Can Design a Resilient Education Planning Strategy

Beyond Tuition: How Chinese High-Net-Worth Families Can Design a Resilient Education Planning Strategy

Education planning is no longer about saving for school fees.For globally mobile Chinese families, it has become a question of...
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Your Life, Your Say: Estate Planning for the Independent Individual

Your Life, Your Say: Estate Planning for the Independent Individual

What if the freedom to live life on your own terms could extend to having complete control over how your...
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The Last Byte – Planning for your Digital Afterlife

The Last Byte – Planning for your Digital Afterlife

What if your digital memories could become your family's greatest treasure—or their most frustrating puzzle? The Password That Unlocked a...
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Write Your Will, Your Way: What You Need to Know

Write Your Will, Your Way: What You Need to Know

What if the most important letter you'll ever write to your family is the one you keep putting off? The...
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Starting Your Giving Journey with Your Own Charitable Fund

Starting Your Giving Journey with Your Own Charitable Fund

What if your desire to make a difference could become your family's most meaningful legacy—while creating unexpected financial benefits along...
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Entrust, Not Burden: How to Choose an Executor Who Can Deliver

Entrust, Not Burden: How to Choose an Executor Who Can Deliver

What if the person you trust most with your family's future isn't the person best equipped to handle the job?...
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Leave More Than a Business — Leave a Business Succession Plan

Leave More Than a Business — Leave a Business Succession Plan

What if the business that consumed your life's energy could become your family's greatest gift—or their heaviest burden? The Empire...
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Trusting the Right Way: Property Planning & ABSD Explained

Trusting the Right Way: Property Planning & ABSD Explained

Understanding how trusts can protect your property wealth while navigating Singapore's tax landscape The Million-Dollar Miscalculation When Rachel* (*name changed...
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The Tyranny of “Best”: Finding What’s Truly Right for Your Financial Future

The Tyranny of “Best”: Finding What’s Truly Right for Your Financial Future

What if the relentless search for the "best" financial product is the very thing preventing you from building real wealth...
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Moving Beyond Simple Savings in Singapore: Designing Your Wealth in Singapore

Moving Beyond Simple Savings in Singapore: Designing Your Wealth in Singapore

What if wealth building is less about denial and discipline, and more about designing energy flow that feels alive and...
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Redefining Security: An Empowering Look at Critical Illness Insurance

Redefining Security: An Empowering Look at Critical Illness Insurance

What if true protection comes not from fear of illness, but from deep understanding of what support you're actually creating?...
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Can Your Family Keep the Flat? HDB Inheritance Explained

Can Your Family Keep the Flat? HDB Inheritance Explained

A practical guide to securing your family's housing future The Call That Changed Everything Last month, I received a call...
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Who Decides When You Can’t? Planning with LPA, AMD & ACP

Who Decides When You Can’t? Planning with LPA, AMD & ACP

What if the most important conversation you'll ever have with your family is the one you're avoiding? The Phone Call...
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Gifting with Intention: Building Your Child’s Financial Safety Net with Life Insurance & Trusts

Gifting with Intention: Building Your Child’s Financial Safety Net with Life Insurance & Trusts

What if the greatest gift you could give your children isn't money—but wisdom? The Wake-Up Call That Changed Everything Let...
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Property Joint Ownership – Gift or Burden?

Property Joint Ownership – Gift or Burden?

What if the most generous thing you could do for your family is also the most dangerous? The Decision That...
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Retirement is more than just saving up

Retirement is more than just saving up

For many, retirement seems like an end goal that is never in sight. Many are still struggling with monthly household...
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Critical Thinking in Financial Decision-Making

Critical Thinking in Financial Decision-Making

Introduction  Recently, I had a conversation with a prospective client who was exploring her financial options. We had thoughtful discussions...
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Not Just About Money: How HNW Families Pass Down Values Across Borders 

Not Just About Money: How HNW Families Pass Down Values Across Borders 

Wealth, when passed on without intention, can be more of a burden than a blessing. For high-net-worth individuals (HNWIs) with...
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How to Build a Cross-Border Estate Plan That Actually Works 

How to Build a Cross-Border Estate Plan That Actually Works 

In today's globally-connected world, many people have ventured into acquisition of overseas assets, as a way to diversify their risks....
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