In today’s fast-paced world, financial well-being is more than just a personal goal—it’s a critical factor that influences our professional lives and long-term aspirations. Many of us dream of retiring early, but the path to achieving that dream is often clouded by financial stress, especially in the workplace. Some of us are plagued by work…
Financial planning is the cornerstone of a secure and prosperous future, especially in a dynamic and high-cost environment like Singapore. When you have a resilient financial plan, you lead a less financially stressful life. With rising living expenses, evolving retirement needs, and the increasing variations of schemes and scams, it’s prudent to adopt time-tested best…
Insurance plays a crucial role in financial security, providing protection against unexpected risks and ensuring peace of mind for you and your loved ones. However, with the wide variety of insurance products available, selecting the right policies can feel overwhelming. Many people end up purchasing coverage without fully understanding what they are getting—or worse, realizing…
When it comes to personal finance, I like to think of it like the 4 seasons in our financial life. At every stage of the journey, I believe to achieve financial well-being, employing sound strategies to achieve financial resilience is the way to go. In this article, I will introduce each of these seasons and…
In today’s day and age, many information can be easily found online. If that is so, why should anyone still want to work with a Financial Advisor? Here are some benefits when working with a Professional: Personalised Financial Planning: A Financial Advisor takes time to understand a Client’s needs and challenges to propose tailored solutions…
Today, more than ever, we are constantly battling with decisions-making. We have limited resources, but many demands. And, things in this decade are changing faster than the previous decade. Even though we are now more affluent, more educated, and more updated, we can still feel financially insecure. While we may be coping with the changes…
“Sedikit-sedikit lama-lama jadi bukit.” This was the first Malay proverb I came across in my teens. And it made all the sense while I was growing up. But common sense is not common practice. And investing is one of them. We all know… at school, regular revision makes it easier to score better in exams….
In a Blackrock Survey done in 2019 on US residents, among the non-investors who don’t invest: 64% find information about investing difficult to understand 60% say they don’t have enough money to start investing 47% are too worried about their financial situation today to think about the future 31% are afraid of losing everything What…
On Financial Planning When it comes to “Financial Planning”, there’s a handful who tell me they’ve heard enough, and ask, “what products do you have?” Planning to me means a different thing. In urban planning, we study the site context, users’ needs and available resources. We then explore the different ways we can design, execute…