Wealth Management

General

Beyond Tuition: How Chinese High-Net-Worth Families Can Design a Resilient Education Planning Strategy
ByCammie Tan January 30, 2026February 1, 2026

Education planning is no longer about saving for school fees.For globally mobile Chinese families, it has become a question of structure, jurisdiction, and long-term optionality. Introduction: When “Education Planning” Becomes a Structural Question In recent years, I’ve noticed a recurring pattern among Chinese high-net-worth families — particularly single parents. They are not asking: “Which education…

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The Tyranny of “Best”: Finding What’s Truly Right for Your Financial Future
ByCammie Tan October 25, 2025January 29, 2026

What if the relentless search for the “best” financial product is the very thing preventing you from building real wealth for your financial future? The Question That Revealed Everything When my dear friend Michelle* (*name changed for privacy) reached out last month, I could hear the exhaustion in her voice. She’d been researching endowment plans…

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Moving Beyond Simple Savings in Singapore: Designing Your Wealth in Singapore
ByCammie Tan October 22, 2025February 1, 2026

What if wealth building is less about denial and discipline, and more about designing energy flow that feels alive and empowered? The Awakening in a Savings Statement When Marcus* (*name changed for privacy) received his 15-year savings account statement, he felt proud. $150,000 accumulated through consistent saving—proof of his discipline and commitment to financial security….

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Critical Thinking in Financial Decision-Making
ByCammie Tan May 20, 2025January 29, 2026

Introduction Recently, I had a conversation with a prospective client who was exploring her financial options. We had thoughtful discussions and outlined strategies aligned with her goals. But when it came time to decide, she made her choice based on a personal impression—something that felt reassuring rather than being objectively grounded. This reminded me how often emotional…

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Building Financial Well-Being at Work – From Financial Stress to Early Retirement
ByCammie Tan March 17, 2025January 29, 2026

In today’s fast-paced world, financial well-being is more than just a personal goal—it’s a critical factor that influences our professional lives and long-term aspirations. Many of us dream of retiring early, but the path to achieving that dream is often clouded by financial stress, especially in the workplace. Some of us are plagued by work…

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Best Practices for Successful Financial Planning in Singapore
ByCammie Tan March 11, 2025January 29, 2026

Financial planning is the cornerstone of a secure and prosperous future, especially in a dynamic and high-cost environment like Singapore. When you have a resilient financial plan, you lead a less financially stressful life. With rising living expenses, evolving retirement needs, and the increasing variations of schemes and scams, it’s prudent to adopt time-tested best…

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Top Mistakes People Make in Retirement Planning (And How to Avoid Them)
ByCammie Tan February 26, 2025January 29, 2026

Retirement planning is a crucial aspect of financial management that often requires careful consideration and strategic decision-making. Yet, it is hardly a priority for many, until when it might be too late. According to an article published in Business Times (source: https://www.businesstimes.com.sg/wealth/science-behind-why-we-are-bad-saving-retirement), 3 in 4 of those polled, planned to start retirement planning at the…

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The 4 Seasons of Financial Resilience
ByCammie Tan January 6, 2025January 29, 2026

When it comes to personal finance, I like to think of it like the 4 seasons in our financial life. At every stage of the journey, I believe to achieve financial well-being, employing sound strategies to achieve financial resilience is the way to go. In this article, I will introduce each of these seasons and…

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Why You Can’t Afford to Delay Your Retirement Planning in Singapore
ByCammie Tan July 24, 2024January 29, 2026

In today’s fast-paced world, it’s easy to get caught up in immediate financial concerns and overlook the crucial task of planning for retirement. However, recent studies reveal alarming statistics that highlight the urgent need for Singaporeans to prioritise their retirement planning. The Retirement Reality Check A recent HSBC Quality of Life report uncovered some startling…

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Why should you work with a Financial Advisor?
ByCammie Tan January 13, 2024January 29, 2026

In today’s day and age, many information can be easily found online. If that is so, why should anyone still want to work with a Financial Advisor? Here are some benefits when working with a Professional: Personalised Financial Planning: A Financial Advisor takes time to understand a Client’s needs and challenges to propose tailored solutions…

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